What does a typical home warranty cover?

A home warranty protects the essential items in your home that you and your family depend on daily, such as your refrigerator, dishwasher, heating and cooling systems, plumbing, electrical, and water heater.

Do home warranties provide payment for repairs or replacements?

Yes, a home warranty covers the cost of approved repairs and replacements when you file a claim for a covered issue.

How does a home warranty differ from homeowners insurance?

A home warranty mainly covers the normal wear and tear on specific major appliances and systems. In contrast, homeowners insurance protects against damage to your home and belongings caused by covered events or hazards.

Are labor costs included in a home warranty coverage?

When you file a claim, you'll generally pay a service fee for the technician’s visit to assess and resolve the issue in your home.

What is the duration of a home warranty coverage?

Home warranties do not cover issues that existed before the warranty was purchased. They are intended to cover systems and appliances that are in proper working order when the warranty begins.

Home Buyers Warranty | Perfect for New Homes

Enjoy your homeownership without worry because we’ve got your back!
With a home buyers warranty, you are covered for unexpected repairs of
essential systems and appliances.

What’s a Home Buyers Warranty?

It is a home protection plan designed to safeguard your home and budget. It covers the cost of repairing
essential systems and appliances in your new home caused by normal wear and tear.

See Plan Coverage

How a Warranty Makes Your
Homeownership Easier?

Confidence & Comfort
Live stress-free, knowing your home’s essential systems and appliances are covered.
Comprehensive Coverage
Protects major systems and appliances from unexpected breakdowns.
Budget Protection
Avoid costly repairs with predictable coverage that keeps your finances on track.
Quick Repair Process
Get reliable service when you need it most. File a claim, and we’ll fix it, no delays, no hassle!

Home Warranty
Plans for Buyers

Protect your investment from day one. Pick a plan
of your choice and remain stress-free when major
system or appliance breakdowns occur.

Compare All Plans

Bonus Offer for All Three Plans!

$150 OFF your plan of choice
Roof Coverage ($99 Value)
2 Extra months of service completely FREE

The Best Technicians
Just One Call Away

We save you from the search. Get fast access to qualified Pros whenever a covered appliance or system stops working.

A homebuyers warranty ensures you have access to skilled service professionals, saving you the hassle of finding a trustworthy contractor.

Here is what you need to do:

01 Explore our plans and buy one that fits your needs and budget.
02 File a claim when a covered system or appliance breaks down.
03 The technician visits your home to diagnose and fix the issue.
04 Pay a minimal service fee at the time of repair.

Is a Homebuyers Warranty
Worth the Money?

Absolutely! Home system repair and replacement costs are often far more expensive than the annual cost of a warranty plan. Even with the day-of-service fee for claims, a home warranty can save you significant expenses.

Note that a homebuyers warranty is completely different from homeowners insurance. In fact, a warranty often complements homeowners insurance, covering things your standard policy won’t touch.
Learn More: See What It Covers

Forbes Advisor recommends home
warranties, saying:

“A home warranty can be an excellent option to protect your home investment. When coupled with a good homeowners insurance policy, you can have most of your bases covered.”

Bob Vila backs home warranties for
unexpected repairs.

“A good home warranty can protect against unanticipated costs by
providing a service contract that covers major home systems and
appliances.”

Buying a Home Should Be Exciting, Not Stressful!
Get a Home Warranty Now

You can get a warranty in three ways when purchasing your house:

From the Seller

The seller transfers an existing plan to you.

Through Your Realtor

Your agent helps arrange the coverage.

Direct Purchase

Pick a plan that best fits your needs.

Getting a warranty at the time of purchase is among the most popular times to buy one. However, if you want the
most control over your plan, it’s often simpler to buy one yourself directly through a service provider.

Get a Quote

Protect Your Home for Less
– Get a Free Quote!

Know your options and find the right coverage at the right price. It all begins with your FREE quote. Click the link below to get started.

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Frequently
Asked Questions

Not sure how home warranties work? Get the
clarity you need to make smart choices about
your protection.

View All FAQ’s Get a Quote

Should I get a home warranty if I’m buying an older home?

Home warranties are absolutely ideal for those purchasing an older house. When buying a home, unless it’s completely brand new, you’re likely to have a collection of systems and appliances of varying ages. Fortunately, SHW covers major systems and appliances regardless of age.

Can I buy home warranties after closing?

Yes! You can purchase it anytime, even after closing. If a warranty wasn’t included in your purchase, you can still protect your house and budget. For the best coverage, it’s wise to get a plan as soon as possible. With SHW, coverage starts 30 days after your first payment. Warranties typically last one year from the effective date, giving you peace of mind when unexpected repairs arise.

Who pays for the warranty at closing: buyer or seller?

If included in the sale, the seller typically covers the cost. Many warranties, like ours, are transferable, allowing sellers to provide added value and peace of mind to buyers.

Pro Tip: Get all repair and maintenance records from the seller—these can be useful if you need to file a claim later.

What is covered under a home warranty when buying a house?

A home warranty covers the repair or replacement of major home systems and appliances due to normal wear and tear. This includes essential systems like plumbing, electrical, and HVAC, along with appliances such as ovens, refrigerators, dryers, microwaves, and dishwashers.

Where can I get the best home buyers warranty?

While many options exist, SHW is committed to offering house buyers top-tier warranty protection. With three comprehensive plans and customizable add-ons, we provide flexible coverage tailored to your home's needs, giving you confidence in every repair.

Home Buyers Warranty

Your New Home is Our Responsibility to Protect

Enjoy your homeownership without worry because we’ve got your back!
With a home buyers warranty, you are covered for unexpected repairs of
essential systems and appliances.

What’s a Home Buyers Warranty?

How a Warranty Makes Your
Homeownership Easier?