FAQ

A home warranty is a renewable service contract covering the repair or replacement of home systems and appliances from normal wear and tear. Instead of paying large repair bills yourself, homeowners can rely on their warranty plan to help manage covered repair expenses. Unlike homeowners' insurance, a home warranty does not cover fires, storms, theft, or natural disasters. It focuses on mechanical failures and operational breakdowns of major systems and appliances. When an item like your air conditioner or refrigerator stops working, we arrange a local, experienced technician. They diagnose the issue and complete approved repairs, keeping your household budget predictable when aging appliances inevitably fail.

It protects the essential items in your home that you and your family depend on daily, such as your refrigerator, dishwasher, heating and cooling systems, plumbing, electrical, and water heater.

Yes, it covers the cost of approved repairs and replacements when you file a claim for a covered issue.

A home warranty mainly covers the normal wear and tear on specific major appliances and systems. In contrast, homeowners' insurance protects against damage to your home and belongings caused by covered events or hazards.

When you file a claim, you'll generally pay a service fee for the technician’s visit to assess and resolve the issue in your home.

No, a home warranty does not cover pre-existing issues in your home systems or appliances.

To estimate the cost of a home warranty, start with the base monthly or annual premium, which depends on your chosen coverage. Add any fees for optional extras, such as pool or septic system coverage. The cost also includes the service fee you’ll pay for each repair claim, which varies by provider and plan.

The cost of a home warranty depends on factors like the systems or appliances covered and the property size.

Yes, warranty holders may renew their plan. Select Home Warranty will notify the homeowner before the expiration date, and Select will offer a variety of convenient payment plans.

Certain items and events are not covered or are partially covered. See the plan agreement for coverage details , including service fees, coverage caps, limitations and exclusions.

Your homeowner’s insurance is hazard insurance and covers items damaged in fires, by water, by wind, or other perils. However, a home warranty provides coverage for items that break down on their own through normal wear and tear. So, you need a home warranty to safeguard your appliances against breakdowns or malfunctions due to everyday use.

Homeowners insurance typically doesn’t cover appliance breakdowns from wear and tear, but it covers damages caused by specific events like fire or theft.

Both offer distinct protections for homeowners. Homeowners insurance protects your home against damage from events like fire, theft, or natural disasters. A home warranty, on the other hand, covers repairs or replacements of major appliances and systems that break down or stop working due to age or normal wear and tear.

Yes, home warranties are transferable to the new homeowner when you sell your home, which can be a valuable selling point. Transferring the warranty provides added peace of mind to the buyer, knowing they’ll have protection in place for covered systems and appliances from the day they move in. This can make your home more appealing in a competitive real estate market, potentially helping it sell faster or even at a better price.

By offering a transferable home warranty, you not only enhance the attractiveness of your home but also demonstrate that you've taken steps to protect the buyer’s investment. It’s a win-win for both parties—buyers get added security, and sellers gain a competitive edge. Just make sure to communicate with us early in the selling process to ensure a smooth transition.

We cover mobile homes, manufactured homes, single-family and multi-unit properties, as well as condos.

Home warranty coverage for your home’s major systems and appliances begins 30 days from receipt of payment with Select.

A buyer’s home warranty provides a safety net against unexpected repair costs of major appliances and systems, ensuring a smoother homeownership experience. It benefits the buyers in the following ways:
  • Reduces anxiety and stress in the property purchase process.
  • Minimizes financial risks occurring due to unexpected repair expenses.
  • Saves time and hassle for buyers in searching for a local technician. Home warranty provider assigns a professional immediately after a claim is filed.

No. A sellers home warranty provides coverage regardless of the age of systems and appliances.

It helps attract buyers by offering added protection and assurance, leading to quicker sales and stronger offers.

The warranty becomes active at the time of closing your house sale. It covers repairs for specified systems and appliances after the buyer moves in.

Few things can feel as frustrating as a post-sale dispute. Nothing is worse than finalizing the home’s sale only to be contacted by the new homeowner about an appliance issue. Fortunately, home warranties can mitigate many of these matters. If something breaks, the buyer contacts us directly. There is no need for you to get involved.

We will connect you with licensed technicians and manage the repair process from start to finish.

If you sell your home before the warranty term ends, you can transfer the remaining coverage to the buyer.

Yes, if you decide to sell your home, you can buy a home warranty for the property when it is on the market for sale. After closing the deal, the warranty takes effect for the home buyer.

We offer various types of real estate home warranty plans based on your needs. All of our plans provide coverage of major appliances such as HVAC systems, ovens, plumbing systems, water heaters, washers, refrigerators, etc.

Yes, you can add a home warranty after closing on your property. Most home warranty companies allow up to 90 days post-closing to secure coverage and benefit from special real estate pricing.

Yes, you can transfer the contract of your home warranty to someone who is buying your property. To learn the process of transferring active coverage, you need to connect with us.

A home warranty contractor is a pre-vetted service provider who works with a warranty company to repair or replace covered appliances and systems. When a claim is filed, the contractor assesses the issue and performs repairs, and the homeowner pays a service fee if the repair is covered under the warranty.

To become a contractor for Select Home Warranty, you must:
  • Hold applicable trade licenses.
  • Maintain general liability and vehicle insurance.
  • Include Select Home Warranty as an additional insured.
  • Provide workers’ compensation coverage.
  • Complete a W9 and sign a membership application.
  • Offer at least a 60-day workmanship guarantee from the date of completion.
For details, refer to our home warranty contractors' brochure.

A home warranty contractor is a skilled professional responsible for handling repairs and replacements of household systems and appliances covered under a home warranty plan. They ensure that homeowners receive timely and reliable service to keep their homes running smoothly.

After you submit a claim, a service provider generally gets in touch within 24 to 48 hours to arrange an appointment.

No, we do not reimburse for services completed without our prior authorization or claims filing. If you arrange repairs independently without contacting us first, those costs are not covered.

Select Home Warranty has a 30-day waiting period after purchase before you can request service. Once this period ends, you can file service requests anytime a covered appliance or system breaks down.

Yes, there is a service call fee, which is due each time a technician is dispatched to your home to diagnose or repair a covered item. This fee is similar to a co-pay in health insurance and helps cover the cost of sending a qualified professional to your home. The amount of the service fee can vary depending on the specific plan you choose, but it typically ranges from $65.00 to $200.

It’s important to note that the service fee is required whether the repair is completed during the initial visit or if multiple visits are needed. In some cases, if more than one item needs to be serviced at the same time, additional fees may apply.

We will send a local technician from our large network of independent service providers. All contractors undergo background checks and are regularly evaluated for performance.