Florida gives you sunshine almost every day of the year, and that is not a small thing. But ask any longtime homeowner here, and they will tell you the weather has a cost. Between thick summer humidity and sudden downpours, your home's systems and appliances work overtime. Florida is the most humid state in the country, with average relative humidity around 74.5%. With a home warranty in Florida, you have a practical way to manage covered repairs when an appliance or system breaks down.
Florida sits between the Atlantic Ocean and the Gulf of Mexico, and both keep the state warm and humid nearly year-round. In 2023, the state recorded 4,031 cooling degree days, a measure used to estimate how much cooling buildings need based on outdoor temperatures. That helps explain why air conditioning is such an important part of everyday life here. The state averages around 53.7 inches of rain a year. Hurricane season runs from June through November, typically peaking in September and October. All that moisture is hard on AC systems, water heaters, and anything with a motor or a seal. It also means mold and mildew can show up fast whenever a system fails or a house loses power.
As a reputable home warranty company in USA, we build plans specifically around what Florida homes face. We help cover repair costs your homeowners insurance typically skips, including AC breakdowns and water heater failures. Around here, having backup coverage for your systems and appliances is simply a smart choice.
1M+ Repair Requests
Handled Nationwide
13+ Years
of Serving Homeowners
5-Star Ratings
on Top Industry Platforms

What Makes a Home Warranty Useful for Florida Homeowners?
Florida Home Warranty Coverage and Plans
From humid summers to the impact of coastal conditions, Florida homes need more than standard protection. Our flexible plans adapt to your lifestyle and budget.
Gold Care
Systems Coverage
- A/C, Cooling
- Ductwork
- Electrical System
- Heating System
- Plumbing system
- Water Heater
- Ceiling Fan
- Clothes Dryer
- Clothes Washer
- Cooktop
- Dishwasher
- Garage Door Opener
- Garbage Disposal
- Microwave Oven(Built In)
- Plumbing Stoppage
- Refrigerator
- Stove/Oven

Platinum Care
Full-Home Coverage
- A/C, Cooling
- Ceiling Fan
- Clothes Dryer
- Clothes Washer
- Cooktop
- Dishwasher
- Ductwork
- Electrical System
- Garbage Disposal
- Heating System
- Microwave Oven(Built In)
- Plumbing Stoppage
- Plumbing system
- Refrigerator
- Stove/Oven
- Water Heater
- Garage Door Opener
Bronze Care
Appliance Coverage
- Clothes Dryer
- Clothes Washer
- Cooktop
- Dishwasher
- Garbage Disposal
- Microwave Oven(Built In)
- Refrigerator
- Stove/Oven
- A/C, Cooling
- Ceiling Fan
- Ductwork
- Electrical System
- Garage Door Opener
- Heating System
- Plumbing Stoppage
- Plumbing system
- Water Heater
View complete coverage details and plan agreement, including covered parts, service fees, exclusions, and limitations.
Extended Protection for Your Home
Every home has different needs. Expand your coverage with optional add-ons designed for extra systems and outdoor equipment not included in standard plans.

How Does A Florida Home Warranty Work?
Given how demanding Florida's climate is on major systems, having a plan that matches your home makes a real difference. Many Florida properties include a pool, spa, or irrigation system, and those often need their own coverage add-on.

Here’s what to expect when you need help:
A covered home appliance or system stops working due to normal wear and tear.
You simply file a claim online or through our dedicated app to report the issue and request repair service.
We assign a local experienced technician and schedule your service visit at the earliest available time that works for you.
The technician arrives at your home, thoroughly inspects the issue, and gets started with the repair right away.
The repair is finished promptly, and your appliance or system is ready for regular use again.
A home warranty in Florida takes the stress off when life throws a repair your way. With our dependable coverage, you are never alone in dealing with unexpected sky-high repair bills. From quick claim filing to trusted repairs, we make it easier for you to keep your home running smoothly.
Why is Select Home Warranty Florida’s Top Choice?
We know what homeowners actually need: plans that fit their budget, support that responds fast, and technicians who show up on schedule. That combination is why homeowners across the state keep choosing us.
Decade of Trusted Protection
As one of the most tenured providers in the market, we know what your home faces and how to protect it.
Affordable Coverage
Flexible and transparent plans that protect what matters, without stretching your wallet.
Fast Responsive Service
File claims whenever an issue arises. Our support team is ready 24/7 to resolve issues fast.
Protection That Grows With You
Add-on options let you expand your plan as your needs change, such as pools, spas & more.
Network of Local Experts
We connect you to trusted local technicians who service Florida for quick, reliable service.
Award-Winning Service
Earned recognition from leading industry platforms for our consistent service and care.
What Florida Homeowners Love About Us

Built for Today’s
Busy Lifestyle
Built for Today’s
Busy Lifestyle
When something breaks, the last thing you want is another stack of paperwork to manage. Your plan information, billing details, and service history can be managed digitally, making important information easier to find when you need it.

Coverage Made For
All Types of Homes
Coverage Made For
All Types of Homes
Your Florida property could be your full-time home, a vacation getaway, or a rental. With home warranty plans at affordable prices, you can choose coverage that fits the property you own, your budget, and the systems and appliances you rely on throughout the year.

Added Confidence
For Buyers
Added Confidence
For Buyers
Selling your Florida home? An active home warranty can also be useful during a real estate transaction. Pass along your coverage to the new owner. It’s a great way to boost buyer confidence and home value.
- Real Stories, Real Satisfaction.
Simple to sign up! I have not used the service yet but it is a relief knowing I have coverage, if needed. Signed up for a year of coverage and will most likely extend my coverage so I continue to have peace of mind.
- Real Stories, Real Satisfaction.
The plumber assigned to me never responded to my inquiries. I was able to utilize my own trusted plumber and Select Home Warranty reimbursed me. The process was fairly quick and once the work was verified SHW sent me a check.
- Real Stories, Real Satisfaction.
The claim I had was for my refrigerator. Select Warranty assigned the repair to a local contractor who came out in 24 hours. I paid the deductible ($60.00) after he diagnosed the problem. Select Warranty order the part and the contractor came out and repaired my refrigerator. The entire process was very easy.
- Real Stories, Real Satisfaction.
Very easy and honest company to do business with. Lucas did a great job explaining everything! They also offered a great discount on a multiyear policy. I called looking for the details of the plan and Lucas explained it very well.
- Real Stories, Real Satisfaction.
I have relied heavily on Select Home Warranty's services for the breaking appliances in my home after 6 years of home purchase. Their service has been great so far and have nothing to complain. Earlier, it was a nightmare finding the right people to do the break fixes. It's much easier now.
- Real Stories, Real Satisfaction.
Adam, the representative I spoke with explained the program and offered enhancements that I may be interested in. He was very patient and answered all my questions. I called him back 3 times with more questions. He was very knowledgeable.
- Real Stories, Real Satisfaction.
My experience with the Select Home Warranty sales process was streamlined and informative. The representative excelled at breaking down complex coverage tiers into clear, manageable options. Rather than pushing a one-size-fits-all policy, they took the time to explain the nuances of each plan, ensuring you understood exactly how the different coverage levels aligned with your specific home needs. This transparent approach turned a potentially overwhelming financial decision into a confident, well-informed choice.
- Real Stories, Real Satisfaction.
Filled out an inquiry online, got a call within Minutes from Charles, Explained my options with clarity and class. He is an A++ service rep. Excited to be a part of this company because of Charles.
- Real Stories, Real Satisfaction.
Select was efficient and worked with you on your needs for a home warranty plan. Kyle was professional and knowledgeable about plans offered. I called back the next day about a question regarding home warranty plan and he was promptly available to assist. Thank you.
- Real Stories, Real Satisfaction.
I called for details of a home policy and spoke to Allan who was very helpful in providing everything I needed to know. He also managed to give me some discounts for which I was very grateful! I highly recommend Select Home Warranty to give you full coverage for all your home appliances which could also include your pool too!
- Real Stories, Real Satisfaction.
I just signed up with Select Home Warranty. My account manager is going to be Matthew. He is very knowledgeable, friendly and he gave me time to write things down. He did not rush me. Truly was a pleasant experience. I appreciate the terms we decided on. I pray Matthew is truly blessed.
- Real Stories, Real Satisfaction.
After my online inquiry, I received a phone call from one of your agents. His name was Chase, he provided me all the information I needed to know and was also able to get me a better rate because I am a veteran and am retired also. He seemed very knowledgeable and answered all my questions without hesitation and to my satisfaction, I would recommend you guys to anybody. I think you’re doing it the right way and I appreciate that.
- Real Stories, Real Satisfaction.
You have a excellent customer service and very well-known attendants all my questions were answered fast and easy to understand. I hope that when I need your Service to fix something it will be as good as your customer service personnel.
- Real Stories, Real Satisfaction.
Mark was very knowledgeable and helpful with whole process and explained everything and answered all of my questions and concerns so that is why I signed up so just wanted to give him a shout out and thank him for his professionalism. Thank you Mark.
- Real Stories, Real Satisfaction.
JP explained my option without pressure. I appreciate his professionalism and look forward to a positive relationship with Select Home Warranty for the next five years. Don’t know why this is too short.
- Real Stories, Real Satisfaction.
I signed up for both of my houses. The process was easy and representative was quite knowledgeable. My neighbor recommended this company to me and I will surely recommend this to my friends and family.
- Real Stories, Real Satisfaction.
We commend Dylan not only on his excellent customer service skills! But also his knowledge and expertise in policies and procedures. He was very patient and courteous and explained everything in detail !! He gave us opportunities with various options and we’re happy to be covered for our home for repairs and replacements if need be! Thank you, Dylan!
- Real Stories, Real Satisfaction.
Connor was lovely to deal with after getting frustrated with AHS. After years of increases in annual premiums and service call costs, a price lock guarantee for 3.5 years with a base cost for 3.5 years costing less than 1 year for AHS was very appealing.
- Real Stories, Real Satisfaction.
Signed up for a new home warranty plan from Select Home today. Process was very simple and agent spent the time to review and clearly explain all the available options. There was no pressure to select higher cost plans. The agent worked with me to select the best plan for my situation. Would highly recommend warranty company for anyone looking for a home warranty program.
- Real Stories, Real Satisfaction.
The representative I worked with was absolutely fantastic. He was incredibly knowledgeable, took the time to thoroughly answer all of my questions, and made sure I felt confident every step of the way. His professionalism and patience really stood out, and he made the entire experience smooth and stress-free. Truly excellent customer service, I couldn’t have asked for a better experience!
- Real Stories, Real Satisfaction.
Just signed up for home insurance and the service agent Dillan was very nice and very helpful. Don't have any reviews yet about service for repairs, yet but so far it's been a great experience!
- Real Stories, Real Satisfaction.
Adam was great and helped me get a warranty for the buyers of my home. Very personable and explained everything to me properly. Would use them again for sure. We have not had to submit a claim yet so can't comment there.
- Real Stories, Real Satisfaction.
Representative was great. Able to provide a price that fits in my budget and gives me piece of mind for repairs. Would recommend them to friends and family. Most competitors were charging almost double for the same coverage. Also able to use your own company as long as they are licensed. Great benefit.
- Real Stories, Real Satisfaction.
Mike helped us out with answering all of our questions, thanks for the seniors discounts it does help. Right now we cannot afford to get a 3 year additional extension. I'm sure this should take care of what is needed for my wife and myself. Thanks
- Real Stories, Real Satisfaction.
The salesman was extremely nice and made me feel valued. He offered good deals and worked with me to provide the best coverage I could afford. He convinced me that this is one of the best home warranty choices.
- Real Stories, Real Satisfaction.
We have used this company for years and are truly pleased with the prompt results we get when needed! Experienced, skilled people solve whatever problems exist in a timely manner. Perfect solution for any homeowner whose construction warranty has expired. And very affordable!
- Real Stories, Real Satisfaction.
Richard was thorough and informative and answered ALL of my questions professionally with a kindly demeanor. The process was handled quickly and I felt totally satisfied and respected upon completion and payment. Thank you.
- Real Stories, Real Satisfaction.
Mike did a Great Job with My Order / Contract. He was Knowledgeable, Courteous and Professional. Especially Pleased that He Clarified: ---My Refrigerator would be Replaced, if the Problem was a Sealed" Compressor."
- Real Stories, Real Satisfaction.
Very easy to sign up, and my agent, Jake , was very helpful and knowledgeable. While my service hasn't started, I'm already more impressed with this interaction than any communication I've had with my previous provider of 8 years. I'm eager to see if this exceptional customer service continues.
- Real Stories, Real Satisfaction.
Fred was very friendly and knowledgeable. I have always had a home warranty, but was told that I can pick my own repair shop if I wanted. This seems to be what I am looking for. I will know more when and if I have to use the services. All my questions were answered. I just wish they covered Televisions.
- Real Stories, Real Satisfaction.
Renewing my SHW contract was very simple and easy. The person helping me was helpful and easy to talk with and made the renewal very easy. The agent made me aware of opportunities to save money and was very helpful throughout the entire renewal process.
- Real Stories, Real Satisfaction.
Jake was gracious and professional and presented all applicable alternatives to me. When I did not choose to purchase a greater service term, he was understanding and gracious. Jake is a pleasure to do business with. Jake was prompt in sending back the material.

Select Home Warranty Coverage Across Florida’s Top Cities

Affordable Home Protection Starts Here.
Get reliable home coverage at a price that makes sense. Request your free quote now and get started on your journey toward worry-free living.
Frequently Asked Questions
Got more questions about home warranties in Florida? Find clear answers to the questions we get asked the most in our FAQ section.
What’s the average cost of home warranties in Florida?
Prices typically depend on several factors. These include the type of plan you select, service call fee, home size, and any optional add-ons selected.
Why should you get a home warranty for your FL home?
Florida’s heat and humidity can wreck your HVAC or fridge fast. A home warranty helps manage pricey repairs when your critical appliances and systems quit in the summer. It’s your buffer against surprise expenses and homeowner headaches.
Which is the best home warranty company in Florida?
Select Home Warranty stands out as a top-rated choice, trusted by over a million homeowners since 2012 for reliable protection and responsive service.
When is the right time to purchase a warranty for my FL home?
You can buy a warranty anytime, before or after moving in. Delaying coverage means a higher risk of paying out-of-pocket for sudden breakdowns.
How long does a warranty typically last?
We offer annual contracts that can be renewed. Coverage usually starts 30 days after purchase and continues as long as you maintain your plan.





